We at Capitol Financial Solutions can’t say enough about how easy this program could be for you and for your clients. We would love to get each of you, your agency, and your small business clients up and running on this great opportunity. The appointment with Transamerica Employee Benefits through Capitol Financial Solutions is handled over the phone and through follow up emails. That part is simple too. AND, this product pays a traditional RETAIL commission in a group market. A win-win for all. The rate sheets we can provide you and your clients are simple as the same regardless if your group has 5 employees or 500. There is a simple one page application for each of your clients’ employees along with simple guidelines listed below for any of three underwriting/issue classifications based on size of group and participation. Click here for our sample employee application. Click here here too for our simple underwriting/issue guidelines.

Simplified Issue – Questions 1 through 7.
Conditional Guarantee Issue – Questions 1 through 4.
Guaranteed Issue – Question 1 ONLY.
Employer Paid Process – 2-Page Employer Application with copy of Census (NO Employee Apps Needed!)

AND… you only need 2 full time employees to apply to get Simplified Issue!

Contact your Regional CFS Insurance Specialist today for more information and to start your next quote.