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|Retirement related Hurricane Sandy relief information |
Hurricane Sandy Relief FAQs – Retirement Plan Loans & Distributions
1. Are Sandy-related hardship distributions from qualified plans and IRAs includible in gross income?
Yes, these distributions are includible in gross income except to the extent they consist of already-taxed amounts or qualified distributions from designated Roth accounts or Roth IRAs.
We recommend Pictometry if you need a company that does photos using satellites. This is a very good program and no guess work on house footage etc. Go to: www.pictometry.com for more information. Another PIANC service for agents at no charge, not a member of PIANC , join today on line!
Check out our app for your iPad.
The Pictometry® Connect Mobile™ App provides visualization capability of Pictometry Imagery with a simple interface to navigate, pan and zoom.
Other features include:
Attention all agents that write Flood Insurance, here is an update from FEMA-04-16-12. EFFECTIVE OCTOBER 1, 2012, from WYO and NFIP, there will be increases in rates, for most FLOOD risks, rates and territories, especially V Zones, A Zones, X Zones, MPPP. If you have any questions, please contact your WYO Company or e-mail: email@example.com. For those agents that write Flood Insurance & Excess Flood, whether 1 policy per year or 100’s of Flood Insurance policies, watch PIANC website for more information on how you can write Flood and E&S coverages.
Here is a brand new E&O Program from from Utica and it is called the Utica Agency Ally Program for brand new P/C start up agencies with at least one year experience.
Although the Insurance Services Office Inc. introduced a standard personal umbrella policy in 1998, you will most likely find that the umbrella policies offered by your insurers significantly differ from each other.
Consequently, each insurer's policy must be read and studied for its content to determine the extent of coverage provided.
A personal umbrella policy is intended to cover nonbusiness liability exposures of an insured. Limits generally range from a minimum of $1 million up to $10 million.
Some incidental business exposures may be contemplated in a particular insurer's policy, but generally it can be expected that business exposures require coverage under commercial liability forms.Read More...
Here is an outstanding newsletter that is FREE to anyone. It is called Imprimis (From Latin, which means, in the first place). For a FREE subscription, e-mail to: firstname.lastname@example.org or call 1-800-437-2268. Great reading this FREE newsletter. Another PIANC member benefit.
For those that want an alternative to AARP, you need to look at joining The Association of Mature American Citizens (AMAC). According to TV personality Chuck Woolery, AARP is all for Obamacare and the reason is that AARP will make about billion dollars in profit from Obamacare.
You can sign up online at www.amac.us, 1-888-262-2006. Pretty much same benefits. Cost is $15.00 year or 3 year $39.50 for you/spouse payable by CC. AMAC is a Conservative organization. Their mailing address is: AMAC, 5 Orville Drive #400, Bohemia, NY 11716, for check payment. Try it, you might like it!
Another conservative alternative to AARP is Generation America, www.generationamerica.com, 1-877-687-4362, to join. Much better than liberal AARP which supports Obamacare.
For PIANC members, National PIA now has printed advertisements in Spanish for your Hispanic clients. Flyers in Spanish will be available shortly. Please go to www.pianet.com under Branding Program. Not a PIANC member, call Jim@ 1-877-987-4262 or email@example.com.
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