• Search with parcel match verification
• Toggle to overlay US Parcels and Streets on imagery
• Tap to identify US Parcel data
• Export .png image to camera roll or email image
• Where am I functionality (Show me my current location)

1. Limits up to $ 2 million claim/$ 2 million aggregate.
2. Deductibles of $2,500 or $5,000. and defense is in addition to the Liability Limit.
3. An admitted E&O Program in NC.
4. No surplus lines taxes or fees.
5. "Tail" coverage is available.
6. A no-interest payment plan or EFT.
7. Must be a member of an Agents Association and working towards an Insurance Professional Designation such as CIC, AAI, CPCU, CISR, CPIA etc.
8. Minimum premium of $2,500.

Although the Insurance Services Office Inc. introduced a standard personal umbrella policy in 1998, you will most likely find that the umbrella policies offered by your insurers significantly differ from each other.

Consequently, each insurer's policy must be read and studied for its content to determine the extent of coverage provided.

A personal umbrella policy is intended to cover nonbusiness liability exposures of an insured. Limits generally range from a minimum of $1 million up to $10 million.

Some incidental business exposures may be contemplated in a particular insurer's policy, but generally it can be expected that business exposures require coverage under commercial liability forms.

Another conservative alternative to AARP is Generation America, www.generationamerica.com, 1-877-687-4362, to join. Much better than liberal AARP which supports Obamacare.

Professional Insurance Agents of North Carolina   PO Box B, Henderson, NC  27536

877.401.6822   Penny.Rose@piaofnc.com    or    877.987.4262  Jim.Kennedy@piaofnc.com